Woods Insurance: The Name for Better Motorcycle Insurance

Whatever Motorcycle You Ride, Woods Insurance Can Cover It

No matter your choice of two-wheeler, Woods Insurance will help you find affordable coverage at the most competitive rates possible. Are you into street cycles? We write those. Harley HOGs? We have you covered. Old-school cruisers? No sweat. Touring bikes? Dirt bikes? Whether you cruise it, trick it out for show, or ride it to get away, Woods Insurance will find the right coverages, in the right amounts at rates that suit your lifestyle and budget needs.

Yamaha Motorcycle in the street

What Does Motorcycle Insurance Cover?

Motorcycle Insurance coverages are comparable to auto insurance:

Liability Coverage

Liability coverage reimburses other motorists and passengers if you’re deemed legally liable for an accident out on your motorcycle.

Uninsured/Underinsured Motorist Coverage

If you’re in an accident on your motorcycle with a motorist not carrying vehicle insurance, or not carrying enough, uninsured/underinsured coverage protects you, the rider, for any ensuing bills arising from property damage or injury to your person.

Medical & Bodily Injury Coverage

Medical and bodily injury coverage pays any medical bills arising from your injuries in an accident on your motorcycle.

Comprehensive Coverage

Comprehensive provides reimbursement for theft, fire, vandalism, and other assorted losses. This coverage type remains in effect even during colder seasons when the motorcycle is stored away.

Collision Coverage

This coverage reimburses damage to your bike caused by an accident. Payouts include compensation for total loss and for damaged protective gear.

Custom Parts & Equipment Coverage

If you’re into customizing your ride, tinkering with it and upgrading it to suit your style and personality, custom parts and equipment coverage is a must. This kind of coverage reimburses you for damage and losses to your customizations. Like any other coverage type, the amount of reimbursement will depend on the amount of coverage, which typically ranges from between $3,000 and $10,000.

Motorcycle Insurance Roadside Assistance

Roadside assistance can be a godsend if you're stranded, your bike breaks down, or you need a tow out on the highway. It can even help you out if your motorcycle ends up in any of these situations:

Dead battery
Flat tire
Lost key
Low fluid
Bike is stuck within 100 ft. of roadway

Motorcycle Insurance Trip Interruption Coverage

If you should need to unexpectedly cancel or postpone a planned trip due to a mechanical breakdown, collision, or comprehensive claim, trip interruption coverage reimburses you for non-refundable costs associated with your change of plans. With this kind of coverage, you may be covered for:

Alternative transportation

Contact Woods Insurance For a Free Motorcycle Insurance Quote

Do you have questions about motorcycle insurance? We have the answers you need to make informed coverage decisions! We offer free, comparative quotes on Motorcycle Insurance from multiple insurance carriers so you can get the best possible rates.


Want to see how much we can save you on motorcycle insurance? For a free online motorcycle insurance quote, fill out the quote form on this page, or call Woods Insurance at (800) 949-3720 today. You can also stop by our Woods Insurance New Mexico or Woods Insurance Colorado regional offices to learn more.


We’re licensed in 33 states, so get started today.

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